Terms of Service

1. Acceptance of Terms

By accessing and using the Earnest Benefit Source website and services (collectively, the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Earnest Benefit Source provides a platform that helps users discover and connect with various benefit programs, monetary assistance programs, and social services. Our service includes:

• Assessment tools to determine potential eligibility for benefits
• Information about available benefit programs
• Direct links to official application processes
• Guidance and support for benefit applications

We are not a government agency and do not directly provide benefits. We serve as an informational and connection service only.

3. User Responsibilities

As a user of our Service, you agree to:

• Provide accurate and truthful information when using our assessment tools
• Use the Service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not use the Service to transmit any harmful or malicious code
• Respect the intellectual property rights of Earnest Benefit Source and third parties
• Not use the Service for any fraudulent or misleading purposes

4. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices. By using our Service, you consent to the collection and use of information in accordance with our Privacy Policy.

5. Disclaimers and Limitations

5.1 No Guarantee of Benefits

Earnest Benefit Source does not guarantee that you will qualify for or receive any benefits. Eligibility for benefits is determined by the respective program administrators, not by Earnest Benefit Source. We provide information and connections only.

5.2 Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of all information provided through our Service. Benefit programs and their requirements may change without notice.

5.3 No Professional Advice

The information provided through our Service is for informational purposes only and does not constitute professional legal, monetary, or social work advice. You should consult with qualified professionals for advice specific to your situation.

6. Limitation of Liability

To the fullest extent permitted by law, Earnest Benefit Source shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

In no event shall Earnest Benefit Source's total liability to you for all damages, losses, or causes of action exceed the amount you paid to Earnest Benefit Source, if any, or one hundred dollars ($100), whichever is greater.

7. Indemnification

You agree to defend, indemnify, and hold harmless Earnest Benefit Source and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of the Service
• Your violation of any term of these Terms of Service
• Your violation of any third party right, including without limitation any copyright, property, or privacy right
• Any claim that your content caused damage to a third party

8. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Earnest Benefit Source and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

9. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Earnest Benefit Source. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Earnest Benefit Source shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

10. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

15. Compliance with Advertising Standards

Earnest Benefit Source is committed to maintaining the highest standards of advertising compliance. We adhere to all applicable advertising regulations and guidelines, including those set forth by Google Ads and other advertising platforms. Our marketing materials are truthful, not misleading, and comply with all relevant laws and regulations.

We do not make false or unsubstantiated claims about our services or the benefits available through our platform. All testimonials and success stories are genuine and represent real user experiences.